Dave Reviews

Here are the top 10 alternatives to Dave.com:

1. EarnIn: Offers cash advances up to $750 per pay period, with no interest or financing fees for standard cash advances.
2. Chime SpotMe: Provides cash advance services up to $200 on debit card purchases and cash withdrawals.
3. Cleo: Offers cash advances up to $250 with a $5.99 fee.
4. Albert: Provides cash advances from $25 to $250 with a $14.99 fee.
5. Brigit: Offers cash advances from $50 to $250 with a monthly membership fee of $8.99 to $14.99.
6. Cash App: Provides cash advances from $20 to $200.
7. One@work: Offers up to 50% of earned wages as cash advance.
8. B9: Provides cash advances from $30 to $500 with a $9.99 or $19.99 fee.
9. Possible: Offers cash advances up to $500 with no fee.
10. Moneylion: Provides cash advances up to $500 or $1,000 with a RoarMoney account.

These apps offer various features such as higher cash advances, no membership fees, stronger budgeting features, flexible repayment, and more. Please note that fees, loan amounts, and speed of transfer may vary. Always check the terms and conditions of each app before using it.

Dave.com, a personal finance app, generates revenue through several streams. The primary source of income is membership fees. Users are charged a monthly membership fee of $1 to use the product. Another significant portion of revenue comes from donations from users. Dave.com also earns money through interchange fees from its Mastercard debit card in cooperation with Evolve Bank & Trust. Additionally, the platform earns interest on cash and referral fees. Dave.com also has a gig marketplace and a banking service via Visa and MasterCard debit transactions, which contribute to its earnings. However, not all users have a debit card issued by the app; some simply link their existing checking account to the app. The app also offers a premium subscription called Dave Banking, which provides extra features for a monthly fee. Users also have the option to leave voluntary tips when they use the app's "tip jar" feature.

To open an account on Dave.com, the following eligibility criteria apply:

• The individual must be a United States citizen or a lawful permanent resident of the fifty United States, the District of Columbia, American Samoa, Guam, Marshall Islands, Northern Mariana Islands, Palau, and US Virgin Islands.
• The individual must be at least 18 years of age.
• The individual must have a U.S. physical address or military addresses (APO or FPO).
• The individual must have a valid Social Security Number or Tax Identification Number.

For the ExtraCash™ account, the individual needs to download the Dave app, link their bank account to see if they’re eligible for an ExtraCash™ advance, and then open an ExtraCash™ account. The individual could get approved as soon as they connect a bank account. Once approved, they have options when it comes to how much they take. The eligibility refreshes daily at midnight.

Please note that there are no credit checks or minimum balance requirements when signing up for a Dave Spending account - just pass a security check. If the individual is a Dave member, they’ll need to settle their ExtraCash balance before opening a Dave Spending account.

Please note that this information is subject to change and it's always a good idea to check the latest on the official website..

Dave.com is a mobile banking app that offers several products and services. The ExtraCash™ account allows users to get up to $500 in 5 minutes or less. This feature has helped millions of Dave members avoid billions in overdraft fees. The Dave Spending account gives users control over their spending, budgeting, and deposits. It also offers up to 15% cash back on select offers when using the Dave Debit Mastercard®. The Goals account is a savings account that offers a high annual percentage yield (APY). The Side Hustle feature provides over a thousand ways to earn extra cash, including taking surveys that pay out instantly to the Dave Spending account. The app also offers a banking service that does not charge overdraft fees and has no minimum balance requirement. Users can get free ATM withdrawals at 32,000 locations. The app is known for its ExtraCash™ feature, which offers a short-term loan of up to $500. There are no required fees, but users may leave an optional tip. The Dave app works best for those who need a short-term loan and want to pay less than what traditional payday lenders charge. Because tipping is optional, users can choose to pay as little—or as much—as they want. This can provide more flexibility for borrowers. The Dave app typically requires that borrowers repay the loan on their next payday. That timeline may be too fast for many consumers. If a long-term payment plan is needed, a traditional personal loan or credit card may be a better option. Dave requires no credit check, but the amount received depends on several factors, including monthly income. The amount that can be withdrawn may change as often as every day. Not everyone will be able to utilize the ExtraCash™ feature. First, a bank account must be linked. Then, the Dave app can be opened to see if qualification for an ExtraCash™ advance is possible. Other questions may need to be answered to complete the withdrawal. Dave does not charge interest. However, it may charge a fee depending on the type of transfer. Those who opt for express fees to a Dave account will pay between 99 cents and $6.99, while those who use an external account will pay between $2.99 and $11.99. The transfer fee will depend on the amount requested, and there is no fee for standard transfers. Users may also leave a tip, but it’s not required. The ExtraCash™ feature is meant to be a cheaper substitute for traditional payday loans. With the ExtraCash™ option, users can borrow up to $500 with no credit check required or interest. The payment will be automatically deducted from the bank account on the next payday or on the nearest Friday to when the advance was taken..

The Dave Debit Mastercard® is a feature of the Dave mobile banking app. It offers a spending account with cash back rewards on select offers. Users can get up to $500 in 5 minutes or less with an ExtraCash™ advance. The card can be added to a digital wallet and a physical card can be requested at any time. The Dave app also offers a savings account, a goals account, and a side hustle board. Every account is FDIC-insured up to $250K. The Dave Debit Mastercard® is part of Dave Banking, an app-based spending account and Mastercard debit card with no hidden fees and no minimum balance. This service was rolled out in May 2020 and is available only to Dave customers.

Yes, an existing bank account can be connected to Dave.com. To do this, navigate to settings, scroll and tap on 'Linked bank and cards', tap on the linked bank and select 'Change bank'. Then follow the flow to securely connect the bank. However, Dave.com does not support PayPal, American Express, Discover, Cash App, Credit Karma, credit cards, most prepaid accounts, joint or shared bank accounts, or debit cards that expire within two months. If continuous error messages are seen when attempting to connect, it may be helpful to try connecting a different account or sign up for Dave Spending and set the direct deposit there. Please note, if there is a negative balance, it will need to be settled before updating the bank connection.

The Dave Debit Mastercard® is a product offered by the mobile banking app, Dave. This card is linked to a Dave Spending account, which allows users to manage their finances more effectively. Users can earn up to 15% cash back on select offers when they use the Dave Debit Mastercard®. The card also features a Round Up function, which rounds up purchases for savings, and allows users to earn interest. Additionally, the Dave Debit Mastercard® can be added to a digital wallet for convenience. The Dave app also offers an ExtraCash™ advance feature, where users can get up to $500 in 5 minutes or less, with no interest or late fees. Other products available through the app include a savings account, a goals account, and a side hustle board. All accounts are FDIC-insured up to $250K through Dave's partner bank, Evolve Bank & Trust..

To reach out to Dave customer service, there are several options available. The phone number for Dave App's customer service is 1-844-857-3283. They are available Monday to Friday from 4am to 10pm, and Saturday to Sunday from 5am to 5pm, Pacific Standard Time. Dave Banking also has a toll-free number, (800) 627-8372, where real humans attend to your inquiries. For accounting/billing inquiries, there is a separate number at (844) 857-3283 and for claims-related concerns, the number is (800) 633-4466. In addition to phone support, customers can also access assistance through the Dave Banking website’s Help Center and via email at support@dave.com. If you prefer to send a mail, the address is P.O. Box 1818 Sandy, UT 84091. For quick problem resolution, you can use the chat feature in the Dave app. Go to your settings and tap Chat..

Dave, a personal finance app, generates revenue through several streams. The primary source of income is membership fees. Users pay a monthly subscription fee to access the app's features. Another significant revenue stream is the ExtraCash feature, which provides users with short-term loans. While these loans do not carry required fees, users have the option to leave a voluntary tip. Dave also earns money from interchange fees and interest earned on cash. Additionally, Dave has a gig marketplace and a banking service, which generate income through debit transactions. Lastly, Dave earns money through referral fees.

Dave and Busters stores are available in 43 states and territories in the United States. The state with the most number of Dave and Busters locations is California, with 21 stores. However, there are 13 states and territories without any Dave and Busters stores. These include District of Columbia, West Virginia, Wyoming, American Samoa, Guam, Maine, Vermont, Montana, Delaware, Mississippi, U.S. Virgin Islands, Northern Mariana Islands, and North Dakota.

There are several ways to add money to a Dave Spending account. One can set up a direct deposit to the Dave Spending account, which could allow getting paid up to 2 days early. The exact timing of the deposit is dependent on the employer or sender.

Another option is to create a one-time or recurring bank transfer via ACH from an external bank account. With this option, funds are typically available within 5 business days.

Adding money using Apple Pay or G Pay is also possible. However, the linked card must be verified in the "Wallet" by following Apple or Google’s verification method. This transfer option does have a fee and funds are available within minutes.

One can also add cash to the Dave Spending account by visiting participating retailers and presenting a barcode generated in the app. Some retailers may also offer the option to swipe the card to load cash if the barcode option is not available.

Lastly, it's possible to deposit a check into the Dave Spending account by scanning a picture of the check. If extra help is needed, the Member Success team can be contacted by navigating to the settings in the Dave app, then scrolling down and selecting Chat with us.

Dave.com is a mobile fintech platform that offers a Dave Spending Account. This account is FDIC-insured through Evolve Bank & Trust, ensuring that up to $250,000 is safe in an individual bank account. Customers have access to 37,000 surcharge-free ATMs through the MoneyPass ATM network. Customer service is available through live chat in the app 24/7. If there's an error or issue with a transaction in your Dave Spending account, Dave provides a process for disputing the transaction. However, it's important to do your own research and consider your personal financial situation when deciding whether to use any financial service..